Employment

• Employment names and addresses for two full years
• Gross monthly income
• W-2s if available
• Proof of pension, retirement, disability or social security income
• Proof of income from rentals, investments, etc.
• Proof of child support or alimony paid/received
• Year to date pay stub
• If self-employed:
  • Two years of 1040 tax returns and all schedules
  • Current year profit and loss statement

Creditors

• Each creditor's name, address, and type of account
• Account numbers
• Monthly payments and approximate balances
• Amount of child care expenses

Banking

• Names and addresses of savings institutions
• Account numbers for all accounts
• Type of accounts and present balances
• Last 2 statements for all accounts

Miscellaneous

• List of assets in stocks, bonds, land, etc.
• Life insurance cash value (documented, if to be used as cash down payment)
• If applicant is selling a home, a copy of sales contract
• Social security numbers for all parties
• Veterans - certificate of eligibility & DD-214 or statement of service
• Divorce decree / Child support agreement ( if applicable)
• Cash or check to pay for application fee
• Loan info & lease agreements on all real estate owned